The Savings Game: When to notify Social Security about starting benefits

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The Savings Game: When to notify Social Security about starting benefits

Q. I am waiting until my 70th birthday to initiate taking my Social Security benefit based on my work record. When should I notify Social Security regarding the initiation of my benefit to obtain the maximum amount? A. You can make your request as early as four months prior to your 70th birthday. Your benefit will not be initiated automatically. You must notify Social Security when you wish to start your benefit. To obtain the maximum benefit, y…